We're Here To Help
With All Your Insurance Needs
Listed below you will find a number of commonly asked questions and answers relating to insurance. If you have an insurance related question that you don't see answered below, you can feel free to ask us your question.
Do I need Auto Insurance?
If you own or lease a car or are planning to in the near future,
you will want to protect that investment with auto insurance. This coverage
helps you cope with the expense of accidents, vandalism, or theft. In addition,
if you are financing the vehicle, the lending institution probably will require
that you carry auto insurance. Another area that needs protection is your liability.
If you are sued because of damage your vehicle caused, auto insurance will help with legal
expenses and any damages you have to pay.
Why should I get Health Insurance?
To cope with today's high medical costs, virtually everyone needs health insurance.
Following graduation, your may no longer be covered by your parents' policy, so you may need one of your own.
What is Disability Insurance?
This is designed to provide required income should you be injured or disabled.
The extent of coverage should be enough so that, when combined with your other assets, you
would have enough to live on.
Should I get Homeowners or Renters Insurance?
Whether you own a home or rent an apartment, you want to make sure your possessions
are protected. Both homeowners and renters insurance offer comprehensive coverage at home and
when you travel. They also offer liability protection should you be sued.
Can I purchase my Life Insurance from Hartland?
Yes, you can. If you have dependents or are interested in purchasing life insurance that builds value as you pay the premiums, please contact one of our agents to talk about the plans available.